HOW DOES IT WORK TO START WITH?

After you have read through our website, understood the IFA / client relationship, read our fee structure and have reassured yourself with our FCA permissions, you may consider yourself ready for the next step.  

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Super!  We will usually visit you at your home or at work (client visits are nationwide, at our expense) to record a thorough 'fact find' of your circumstances.  This is a good chance for us all to understand what work may be needed.

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Do not be concerned about distance, we will link our appointments to coincide with other clients we have in your area.  From Perthshire through to Devon, we will have clients nearby.

You are also welcome to book an appointment at our purpose-built offices located at our property, Park Lodge HR2 0HE.  

At our first meeting we shall record your personal data, your circumstances and evaluate your attitude to investment risk.  We record any religious, ethical, timing needs and all other lifestyle considerations. 

We discover your objectives and understanding of the objectives (perhaps capital growth, a new trust or maybe you may wish to draw pension income?).   

Whatever the goal, we ensure they remain the focus of our work and our recommendations will be matched to your financial interests.  These recommendations will be made to you at a second meeting for your agreement.  Be reassured that we gain no benefit from recommending actions and products over not recommending them, we earn the same fee in either case to demonstrate independence

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